Terms of Service

Last Updated: January 2024

1. Acceptance of Terms

By downloading, installing, or using Caxta ("the App"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, do not use the App.

2. Description of Service

Caxta is a personal expense tracking application that:

• Helps you record and categorize expenses
• Stores receipt photos locally on your device
• Tags expenses with location data (with your permission)
• Provides expense summaries and visualizations
• Operates entirely offline without requiring an account

3. Privacy and Data

Your privacy is fundamental to our service. As detailed in our Privacy Policy:

• All data is stored locally on your device
• We do not collect, store, or have access to your personal information
• We do not require account creation or login
• Your financial data remains completely private

4. User Responsibilities

You are responsible for:

• The accuracy of expense data you enter
• Backing up your device data according to your device's backup procedures
• Maintaining the security of your device
• Complying with all applicable laws and regulations in your use of the App

5. Acceptable Use

You agree to use Caxta only for lawful purposes and in accordance with these Terms. You agree not to:

• Use the App for any illegal or unauthorized purpose
• Attempt to reverse engineer, decompile, or disassemble the App
• Remove or alter any proprietary notices or labels
• Use the App in any way that could damage, disable, or impair the App

6. Intellectual Property

The App and its original content, features, and functionality are owned by Caxta and are protected by international copyright, trademark, and other intellectual property laws. Your use of the App does not grant you any ownership rights to the App or its content.

7. License Grant

Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to:

• Download and install the App on devices you own or control
• Use the App for your personal, non-commercial expense tracking needs

8. Disclaimers

No Financial Advice

Caxta is a tracking tool only. We do not provide financial, investment, tax, legal, or accounting advice. The App's features and any information provided are for informational purposes only.

Accuracy and Reliability

While we strive to provide a reliable app, we make no warranties about the accuracy, reliability, or completeness of any features or information in the App.

Data Loss

Since all data is stored locally on your device, we are not responsible for any data loss due to:

• Device failure, damage, or loss
• App deletion or corruption
• Operating system updates or changes
• User error or accidental deletion

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL CAXTA BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES.

Our total liability to you for any damages shall not exceed the amount you paid for the App, if any.

10. Warranty Disclaimer

THE APP IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

11. Indemnification

You agree to indemnify and hold harmless Caxta from any claims, damages, losses, liabilities, costs, or expenses arising from your use of the App or violation of these Terms.

12. Modifications to the App

We reserve the right to:

• Modify or discontinue the App at any time
• Release updates or new versions
• Change features or functionality

We are not obligated to provide maintenance, support, or updates.

13. Changes to Terms

We may revise these Terms at any time. Changes will be effective immediately upon posting. Your continued use of the App after changes constitutes acceptance of the new Terms.

14. Termination

These Terms remain in effect until terminated. You may terminate by deleting the App. We may terminate or suspend your access immediately, without prior notice, for any reason.

15. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions.

16. Dispute Resolution

Any disputes arising from these Terms or your use of the App shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.

17. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that these Terms will otherwise remain in full force and effect.

18. Entire Agreement

These Terms and our Privacy Policy constitute the entire agreement between you and Caxta regarding the use of the App, superseding any prior agreements.

19. No Waiver

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.

20. Contact Information

For questions about these Terms of Service, please contact us at:

Email: support@caxta.com

21. Apple App Store Additional Terms

If you download Caxta from the Apple App Store:

• These Terms are between you and Caxta only, not Apple
• Apple has no obligation to provide maintenance or support
• Apple is not responsible for any product claims or liabilities
• Apple is a third-party beneficiary of these Terms

22. Google Play Store Additional Terms

If you download Caxta from Google Play Store:

• You must comply with Google Play's Terms of Service
• Google is not responsible for the App or these Terms
• Your use must comply with Google Play's policies

Acknowledgment

BY USING CAXTA, YOU ACKNOWLEDGE THAT YOU HAVE READ THESE TERMS OF SERVICE, UNDERSTAND THEM, AND AGREE TO BE BOUND BY THEM.